Showing posts with label interest. Show all posts
Showing posts with label interest. Show all posts

Jan 1, 2012

Riba: Road To Hell


In the name of Allah, the Most-Merciful, the All-Compassionate

"May the Peace and Blessings of Allah be Upon You"
Praise be to Allaah, we seek His help and His forgiveness. We seek refuge with Allaah from the evil of our own souls and from our bad deeds. Whomsoever Allaah guides will never be led astray, and whomsoever Allaah leaves astray, no one can guide. I bear witness that there is no god but Allaah, and I bear witness that Muhammad is His slave and Messenger.

Bismillah Walhamdulillah Was Salaatu Was Salaam 'ala Rasulillah
As-Salaam Alaikum Wa-Rahmatullahi Wa-Barakatuhu


The chapter of Riba in the religion of Islam is of a sublime significance. For a believer to stay away from this, one has to know about it in a detail. The evil tree of usury is getting watered day by day by the followers of all religions; be it Christianity, Judaism and Islam.
Click on image to enlarge
The monster is growing at a hell pace. Though the true teachings of all these religions strongly condemn and prohibit usury in their original versions. Later the clerics of Jews and Christian churches abandoned the prohibitions relating to Riba (interest, usury).
The present world is filled with the filth of Riba. It has become almost impossible for an individual to stay away from this evil. Over 90% of the financial transactions that are carried in todays world contain partial or complete essence of riba in it.

Prophet Sallallahu alaihe wasallm had warned 1400 years ago: A time will certainly come over the people when none will remain who will not devour usury. If he does not devour it, its vapors will overtake him. (Ahmed, Abu Dawood, Nisai, Ibn Majah).

In simple words Riba can be defined as a loan with the condition that the borrower will return to the lender more and better than the quantity borrowed.

The literal meaning of interest or Al-RIBA as it is used in the Arabic language means to excess or increase.

In the Islamic terminology interest means effortless profit or that profit which comes free from compensation or that extra earning obtained that is free of exchange
The Holy Quran is also very tough on the chapter of usury. Quran says “Those who devour usury will not stand except as stands one whom the Satan by his touch has driven to madness. That is because they say, “trade is like usury”, but Allah has permitted trade and has forbidden usury, (Surah Al-Baqarah verse no.275)

Oh who believe! Devour not usury doubled and multiplied; but fear Allah that you may prosper.
(Surah Al-Imran, verse no.130)


That they took usury though they were forbidden and they devoured peoples wealth wrongfully; we have prepared for those amongst them who reject faith a grievous chastisement.” (Surah Al-Nisaa verse 161)
Allah never said that He and His messenger would wage war against one who commits any evil deed except Riba. Allah SWT says “If you do not, take notice of war from Allah and his Messenger but if you repent you shall have your capital sum. Deal not unjustly and you shall not be dealt with unjustly.”(Surah Al-Baqarah verse no.279).


above mentioned verses of Holy Quran.
Hazrat Abu Hurairah reported that the Messenger of Allah Sallallahu alaihe wasallm said: Usury has seventy divisions. The easiest division of them is like a man marrying his mother (Ibn Majah)One can easily understand the magnitude of the crime through the .


Again in another tradition Prophet Sallallahu alaihe wasallm said: A dirham of usury that a man devours and he knows, is greater than 36 fornications (Ahmed).
In one tradition prophet said, “
This night I dreamt that two men came and took me to a Holy land whence we proceeded on till we reached a river of blood, where a man was standing, and on its bank was standing another man with stones in his hands.

The man in the middle of the river tried to come out, but the other threw a stone in his mouth and forced him to go back to his original place.

So, whenever he tried to come out, the other man would throw a stone in his mouth and force him to go back to his former place
I asked, Who is this?’
I was told, ‘The person in the river was a Riba-eater.
Apart from the one who gives and one who accepts interest, the person who writes the transaction or the one who bears the witness are also equally culpable.

Hazrat Jabir R.A. has reported that the messenger of Allah PBUH cursed the devourer of usury, its payer, its scribe and its two witnesses. He also said that they were equal (in sin).

One fact that we must always remember is that ALLAH has bestowed us a very short life in this world and within this period, we have to achieve milestones.

The biggest of all the milestones is paradise, which is our ultimate goal. Riba, for sure puts one into hell forever.

Click on image to enlarge

Riba Prohibition in the Bible



Do not charge your brother interest, whether on money or food or anything else that may earn interest.” (Deuteronomy 23:19)

Do not take interest of any kind from him, but fear your God, so that your countryman may continue to live among you.”
(Leviticus 25:36)
If you lend money to one of my people among you who is needy, do not be like a moneylender; charge him no interest
(Exodus 22:25)

Righteous servant of God doesnt take interest
5 "Suppose there is a righteous man who does what is just and right.
6 He does not eat at the mountain shrines or look to the idols of the house of Israel. He does not defile his neighbors wife or lie with a woman during her period.

7 He does not oppress anyone, but returns what he took in pledge for a loan. He does not commit robbery but gives his food to the hungry and provides clothing for the naked.

8 He does not lend at usury or take excessive interest. He withholds his hand from doing wrong and judges fairly between man and man.
9 He follows my decrees and faithfully keeps my laws. That man is righteous; he will surely live, declares the Sovereign LORD.
(Ezekiel 18:5-9)

But the violent one will take it

"10 Suppose he has a violent son, who sheds blood or does any of these other things


11 (though the father has done none of them): "He eats at the mountain shrines. He defiles his neighbors wife.

12 He oppresses the poor and needy. He commits robbery. He does not return what he took in pledge. He looks to the idols. He does detestable things.
13 He lends at usury and takes excessive interest. Will such a man live? He will not! Because he has done all these detestable things, he will surely be put to death and his blood will be on his own head” (Ezekiel 18:10-13)


Jesus Christ (pbuh) came to fulfill the Law. He said:

“[17] Think not that I am come to destroy the law, or the prophets: I am not come to destroy, but to fulfill.

[19] Whosoever therefore shall break one of these least
commandments, and shall teach men so, he shall be called the least in the kingdom of heaven: but whosoever shall do and teach them, the same shall be called great in the kingdom of heaven.
[20] For I say unto you, That except your righteousness shall exceed the righteousness of the scribes and Pharisees, ye shall in no case enter into the kingdom of heaven.” (Mathew 5:17-20)

The Hebrew word used for interest/usury in all these verses is

neh-shek: which means


From H5391; interest on a debt: - usury.


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What Islam Says About Riba (Interest or Usury) - By Sheikh Shady Alsuleiman



  Permission is granted to circulate among private individuals and groups, to post on Internet sites and to publish in full text and subject title in not-for-profit publications.


[18] For verily I say unto you, Till heaven and earth pass, one jot or one tittle shall in no wise pass from the law, till all be fulfilled.

Jul 10, 2010

Allah has forbidden the dealing in interest (riba).


Asalaamu Alaikum wa Rahmatullah
In the Name of Allaah, the Beneficiant, the All-Merciful, may His Salaah and Salaam be upon His final Messenger

                                                                        Part-1

Allah has forbidden the dealing in interest (riba).

Riba, linguistically is derived from the past verb yarbu meaning increased and grew

Allah said: O you who believe! Do not consume riba doubled and multiplied [3:130]

Riba occurs, for instance, when the time to pay a loan comes, the creditor says to the debtor, "Either pay now, or the loan will incur interest.'' If the debtor asks for deferment of the loan, the creditor would require interest and this would occur year after year until the initial capital becomes multiplied many times.


Rasulullah salla Allahu alayhi wa sallam said: One Dirham consumed by a person knowing that it is riba is more severe in sin than committing zina (fornication) 36 times
[Ahmad, al-Tabaraani; classed as saheeh by al-Albaani in Saheeh al-Jaami’, no. 3375]

And he salla Allahu alayhi wa sallam said: There are seventy-two types of riba, the least of which is like a man committing incest with his mother
[al-Tabaraani; classed as saheeh by al-Albaani in Saheeh al-Jaami’, no. 3537]

Jabir Ibn Abdullah reports that Rasulullah salla Allahu alayhi wa sallam cursed the receiver of interest and the payer thereof, the one who records it and the two witnesses thereof.
He said: They are all alike [in guilt]
[Muslim, Tirmidhi, Ahmad]

Allah said: Those who devour riba shall rise up before Allah like men whom Shaitan has demented by his touch; for they claim that trading is like riba. But Allah has permitted trading and forbidden riba [2:275]

Interest is fundamentally different from trading and is a corruption in the order of the creation. More on which, later insha’Allah.

Interest had also been forbidden for the People of the Book.

Because of the wrongdoing of the Jews We forbade them good things which were (before) made lawful unto them, and because of their much hindering from Allah's way, and of their taking usury when they were forbidden it and their devouring the wealth of people falsely [4:160 -161]

However, according to the Old Testament it is not forbidden for a Jew to charge interest to a non-Jew.

Thou shall not lend upon usury to thy brother; usury of money, usury of victuals, usury of any thing that is lent upon usury:
Unto a stranger thou may lend upon usury; but unto thy brother thou shall not lend upon usury: that the Lord thy God may bless thee in all that thou set thine hand to in the land whither thou goes to possess it.
[Deuteronomy 23:19-20]

Allah says regarding the corruption of the previous books sent down by Him:

So woe unto those who write the book with their own hands and then say this is from Allah in order to purchase a small price with it [2:79]
 -- 
Al-Furqan Foundation

Insaallah, More on this Article will be provided you soon. keep visiting and inform me how you liked or unliked the Aticle. Assalamualaiekum

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